Do you know what to ask a lender?


Outsourced CFO Support that grows your cash and your confidence

Hi Reader,

FUN FACT: a fractional CFO helps with debt financing more than you may think.

Just in the past week and half, I've talked to at least 5 different bankers for at least 3 different clients.

Here's what I accomplished for them:

  • Clarity on next steps to increase a credit limit and open a line of credit where the client didn't understand what to ask and what to say (3 minute conversation between me and the banker)
  • Screened a lender for a ReFi and passed on my advice to the client
  • Clarified the documentation the bank needs to get through the SBA approval process

Let's get this newsletter started!

📋 What's inside

  • 💤Quality Sleep and Quality Margins Check-in
  • 🎬 Our latest YouTube video
  • 🏆 How to work with us
  • 🛠️ Finance Fight Club's Resource Toolkit
  • ❤️ Natalie's Favorite Things
  • 🔄 In case you missed it on the blog

💤 Quality Sleep and 💸 Quality Margins Check-in!

I announced in December my theme for 2026: Sleep + Margins.

To keep in front and center, I'm making it an entire section of the newsletter. Thanks for following along!

SLEEP:

In January I learned to let things go... it's been so helpful and relaxing and giving up control where I already have none.

In February, I worked on little steps to improve QUALITY of sleep like turning off the WIFI.

In March, all 5 of the humans in my house were sick with a virus and it was only about survival.

My plan for April: less screens at night.

Fun fact: 9 years ago I was in my 2nd of 3 school years of my MBA. I was working full time, very pregnant, and going to grad school in the evenings 2 nights a week from 6-10pm.

I learned that I cannot use my brain for deep thinking after 7pm or I will not sleep. I will be up all night thinking. The same thing is true now. I can't work in the evening or I won't sleep. I will be up all night strategizing better business strategies, thinking about our clients numbers, and probably starting some new business by morning.

My goal for April, hard stop of the thinking at 7pm and no screens after 9pm. In bed by 10pm. Thanks for following a long!

MARGINS:

A big project is underway internally at Finance Fight Club. We're tracking all our clients margins on one giant dashboard.

The dashboard is underway and I couldn't be more excited to share the results next month.

The big hairy goal here is: Our team needs to be actively increasing those margins for clients or our work doesn't pay off. I want to see a big picture of our progress to know exactly where we can make things even better for our clients.

What we're tracking:

  • Annual Revenue
  • Expenses as a % of Revenue
  • Owner's compensation
  • The change over time

More coming soon...

🎬 Finance Fight Club on YouTube

Ready for practical CFO wisdom in bite-sized videos? Discover simple tactics for profit, pay, and clarity in our new series—built for business owners who want results without jargon.

🏆 Work With Us—Financial Clarity Starts Here

Want hands-on help for owner pay, cash reserves, and strategy?

Financial confidence isn't about knowing everything - it's about knowing enough to make good decisions for YOUR business.

-Natalie

PO Box 141, Olalla, WA 98359
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Finance Fight Club

Finance is not rocket scienceSadly, it’s become this mysterious field for small business owners like yourself. And it keeps owners in the dark from making their best choices for their businesses. My love for finance started when that light bulb turned on. Finance is not bookkeeping or taxes. Finance is making good decisions, which requires good financial analysis and controls. You cannot be strategic in your business without first understanding your numbers.That’s when I decided to bring my CFO-type skills to small businesses. To help owners become leaders, by integrating numbers into their daily choices and busting the myth—that finance is rocket science. it isn’t. Ready to make choices based on data, not hunch? Ready to feel in control of your business? Ready to grow revenues & increase profits? With confidence?

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Outsourced CFO Support that grows your cash and your confidence Hi Reader, This has been heavy on my mind recently as I've reviewed the last 12 months of work with a particular client. There is something that all businesses need to be aware of that won't show up in your financial statements, and yet will inevitably show up there anyway. Passion. Ownership. Culture. I'm starting to sound like an AI bot, I'm not I swear. This particular client, who I've come to care deeply for, went through the...

Outsourced CFO Support that grows your cash and your confidence Hi Reader, This has been heavy on my mind recently as I've reviewed the last 12 months of work with a particular client. There is something that all businesses need to be aware of that won't show up in your financial statements, and yet will inevitably show up there anyway. Passion. Ownership. Culture. I'm starting to sound like an AI bot, I'm not I swear. This particular client, who I've come to care deeply for, went through the...